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Financial assistance programs Virginia.

Find ways to get financial assistance in all cities and counties in Virginia listed below, including Norfolk and Virginia Beach. In addition to state benefits, grants, government assistance as well as financial aid programs listed below. Find charities and government aid in Virginia that can provide you with assistance paying your bills, rental costs, food, health care, and other expenses.

Virginia Mortgage Assistance and Foreclosure Aid
Virginia offers mortgage and foreclosure relief as well as government assistance programs for those homeowners who need help. Resources are available at the local town and county level too. Find mortgage help in Virginia.

Find a listing of non-profit government approved HUD counseling agencies as well. Many of these locations can help Virginia homeowners who are faced with a foreclosure or who need advice on their mortgage. Click here HUD foreclosure counseling in Virginia.

Virginia Family Access to Medical Insurance Security
This is a low cost or free health insurance plan for families in Virginia with children. This aid program has two options to help with paying health care expenses, and they are managed health care organization or fee-for-service. Find additional free health care. 1-866-87FAMIS

Medicaid and FAMIS
The Medical Assistance program was established to enable local communities to provide health care for public assistance recipients who need attention. Support is also offered for medically needy persons, which are defined as persons of low income who can meet their maintenance needs but they may have insufficient income to provide for the cost of medical care.

General Relief (GR)
The GR Program is a local program that was created to provide a variety of assistance, either emergency or maintenance, which can’t be provided by any other means. The GR Program is financed through local grants and federal government assistance as well as state funding. Components of the GR Program may include assistance for dental or medical bills, burial expenses, assistance for unattached children and also interim financial aid. Call 800-552-3431




Temporary Assistance for Needy Families
The TANF grant program will provide eligible families with a monthly cash payment to meet their basic needs.

Low Income Housing
The state of Virginia VHSP is a partnership of non-profits and the Department of Social Services. Funds are used to pay for housing needs, such as water or heating bills, rent, lease application fees, and deposits. VHSP also helps tenants sustain their current apartment so it offers case management. Read more Virginia VHSP housing programs.

Subsidized Child Care
Vouchers and government financial aid can help low income families in Virginia pay for their child or day care expenses. The applicant needs to be working, in job training or attending school. There may be free care too. More on child care programs in Virginia.

Debt, Housing, and Credit Counseling
A number of nationally based non-profit credit counseling organizations have local branches in Virginia. Find a listing of local credit and housing counselors. Locate free credit counseling in Virginia.

Virginia Legal Programs
Lawyers throughout the state offer free legal assistance and consultations. This service is for low income residents and seniors as part of various non-profit law firms in Virginia. Read more free legal aid from Virginia attorneys.

Social Services, Government and Cash Assistance
The state of Virginia offers low income residents a number of programs that can provide cash assistance for medical bills, food, energy bills, and other expenses. This public aid is offered with case management and longer term self-sufficiency. More on Virginia public assistance.

Food Stamp
Food Stamps in Virginia can be used just the same as cash to buy eligible groceries, perishable goods, and food items from authorized retailers. 800-552-3431

Help from a Church
Virginia is served by many churches and faith based groups. The charities will offer emergency support to the low income and families living in poverty. Programs can help with paying bills, transportation costs, or coordinate housing or shelter. Find emergency help from churches.





Phone Assistance Programs in Virginia
There are discounts from Lifeline as well as financial aid programs. Most of the assistance from the state and government goes to seniors or the disabled, but families in poverty may benefit too. Find more details on Virginia telephone bill assistance programs.

Virginia State Employee Loan Program
This loan program is a unique partnership that provides low interest loans to over 100,000 state employees. The Virginia State Employee Assistance Fund and the Virginia Credit Union partnered together to create this program. More on low cost loans in Virginia.

Department of Housing and Community Development
This state organization helps coordinate various grant programs for housing needs. Everything from transitional housing for the low income to assistance for veterans and the disabled is available, including funds to pay rental or deposit expenses and free legal aid to stop evictions. Continue with Virginia department of Housing.

Free Medical, Dental, and Health Care
Numerous community clinics operate across Virginia and they provide the low income and uninsured with free health care and other medical services. Some agencies, such as in Fairfax Virginia, offer free prescription discount cards for buying medications. They are in addition to the clinics you will find at the county level per the links below. More on Virginia free community clinics.

While some of the locations above may offer dental care, click here for a comprehensive listing of centers that focus on offering qualified patients free or low cost dental assistance. Locate free dental clinics in Virginia.

Families who are either underinsured, or who lack health insurance, have several programs available to them. Virginia coordinates government and non-profit resources, including Medicaid, free medications, and health check ups for the uninsured. Read medical care for uninsured in Virginia.

Assistance for Disabled
Several benefits and resources are provided for Virginia residents with a disability. The state offers them home care, limited financial aid, respite for caregivers, medical care, and assistance for their family members as well. Read more on Virginia disability programs.

Virginia Eviction and Homeless Prevention Services
Non-profits, churches and charities work with the Department of Housing and Community Development to provide emergency rent or energy bill help. The homeless may qualify for short term, low income housing and grants to pay a security deposit as well as other support. More on homeless prevention program in Virginia.

Job Programs, Financial Counseling and Government Grants
Those services, and much more, are offered from your local community action agency. Dozens of these non-profits operate across Virginia, and they offer employment services, grants for paying bills, help for seniors and children, and other aid. Click community action agencies in Virginia.

Rental Vouchers
Housing and Urban Development as well as public housing authorities offer section 8 housing choice vouchers in Virginia. The program can help pay for the monthly rent expenses on low income housing for the very low income, seniors, and the disabled. find more information on section 8 housing vouchers in Virginia.







Senior Support and Aid
The elderly, older adults, and individuals age 60 and older have access to services that focus on them. The state and non-profits coordinate medical bill assistance, food programs, and much more for seniors. More on Virginia agency on aging.

Energy and Utility Assistance in Virginia
Find a wide variety of programs offered by utility companies in Virginia that offer financial assistance and/or grants. Read more on Virginia utility bill assistance.

Food Banks and Pantries
Several food banks and pantries provide food to families in need throughout Virginia. They work with local non-profits as well. Read more free food pantries in Virginia.

Financial Aid, Social Services, and Case Management
One of the leading non-profit agencies to call in Virginia for help is the Salvation Army. The agency offers low income families and others who may be struggling a number of resources. While some programs can help pay bills and expenses in an emergency, many others provide referrals and other aid such as food, eviction prevent programs or clothing. Learn more on Salvation Army assistance in Virginia.

Assistance From Virginia Cities and Counties

Accomack County

Alleghany County (Covington)

Amelia County

Amherst County

Appomattox County

Augusta County (Staunton)

Arlington County

Bedford County

Botetourt County (Fincastle)

Brunswick County (Lawrenceville)

Buckingham County

Buena Vista

Campbell County (Rustburg)

Caroline County (Bowling Green)

Carroll County (Hillsville)

Charles City



Chesterfield County

City of Norton



Craig County (New Castle)

Culpeper County

Cumberland County

Dinwiddie County


Essex County (Tappahannock)





Fairfax County

Fauquier County (Warrenton)

Franklin County (Rocky Mount)

Franklin (City of)

Frederick County (Winchester)

Gloucester County

Greene County (Stanardsville)

Greensville County (Emporia)

Hampton and Newport News

Hanover County

Harrisonburg County

Henrico County (Richmond)

Henry County (Martinsville)

Isle of Wight County

James City County (Williamsburg)

King William

Lancaster County

Lee County (Jonesville)


Loudoun County (Leesburg)

Lunenburg County


Madison County

Mathews County

Middlesex County (Saluda)

Montgomery County (Christiansburg)

Newport News


Northampton County (Eastville)

Nottoway County

Northumberland County (Heathsville)

Orange County

Pittsylvania County (Chatham)


Prince Edward (Farmville)

Prince William County (Manassas)

Rappahannock County (Washington)

Ray County (Grundy)

Richmond County (Warsaw)

Roanoke County

Rockingham County (Harrisonburg)

Rockbridge County (Lexington)






Scott County (Gate City)

Smyth County (Marion)

Southampton County (Courtland)

Spotsylvania County

Stafford County


Surry County

Sussex County

Virginia Beach

Washington County (Abingdon)

Westmoreland County (Montross)

Wise County

York County (Yorktown)

Utility Bill Assistance

Energy Assistance (EA)
The EA Program in Virginia will assist lower income households with paying utility and heating bills. It is made up of four components:  More on low income LIHEAP energy assistance in Virginia.

Fuel Assistance : The purpose of Fuel Assistance aid is to help qualified households with the cost of home heating bills. This program is designed to help offset heating costs rather than to pay the entire bill.

Crisis Assistance : Crisis Assistance aid is intended for those emergency situations that may arise. It will help eligible households who need help when Fuel Assistance or other resources out there can’t meet their need. Some examples of emergencies that Crisis Assistance may help include: utility cut-off is imminent, lack of heat, and inoperable or unsafe heating equipment.

Cooling Assistance : The purpose of the cooling assistance aid is to prevent or help with cooling emergencies that may result from extreme heat. About 98,000 households receive this aid every year.





Weatherization Assistance : The program will assist households with energy efficiency and air infiltration measures, and it is intended to help homeowners install energy saving measures to so that they can lower their utility bills.

Citizens Energy Oil Heat Program
Citizens Energy works with fuel assistance agencies in Virginia, and they also work with heating oil dealers in 17 states to provide deliveries of home heating fuel to those who need it.


By Jon McNamara

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