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Financial assistance programs Maine.

Get help and find financial assistance in all cities and counties in Maine listed below, including Portland. Charities as well as government assistance programs assist housing, medical, transportation, rent, heating and utility bills among others. There are also resources in Maine ranging from free food to elder care or Meals on Wheels.

Maine Mortgage Help and Foreclosure Assistance
Several non-profits and the government work with homeowners on foreclosure prevention as well as home buying. Maine provides mortgage and foreclosure assistance programs. Maine offers residents several different programs that can provide mortgage relief. They include foreclosure counseling and a mediation program Find details on mortgage help in Maine.

Also, find a listing of non-profit agencies in Maine that offer foreclosure prevention programs. This will be HUD certified and often provide free or low cost advice. Click here HUD counseling in Maine.

Rural Housing Repair Loans and Grants
This government financial assistance program provides loans and cash grants to very low-income families in Maine. The funds can be used to improve, repair, modernize, or to remove safety and health hazards in their homes. Call (207) 990-9110, or find government assistance for home repairs.

DirigoChoice Health Plan
DirigoChoice is an alternative to many health insurance plans. This government supported insurance plan emphasizes preventive care and wellness. It provides affordable health insurance programs for the the self-employed, small business owners, and also individuals. 1-877-892-8391

Low Cost Drugs for the Elderly and Disabled (DEL/Low Cost Drug)
A prescription program for both elderly and disabled Maine residents. The program can help them get low-cost prescriptions, insulin, heart medications and other needed drugs. 1-866-796-2463, or learn more on free medications for low income families.




Maine Rx Plus
MaineRx Plus is a program to help individuals save on prescription drugs, and it is a discount card program for qualifying Maine residents. Participants can save 15% on brand name drugs and up to 60% on generic prescription drugs. 1-866-796-2463

The General Government Assistance Program
Financial aid and cash grants are provided in each city and town to help people in emergencies. GA may offer free food, help for medical emergencies, and to also provide assistance with energy bill or unpaid rent emergencies. Learn more on general assistance in Maine.

Credit Counseling Agencies
Families may qualify for free debt reduction services from non-profit credit counselors in Maine. Programs can help reduce credit card, medical debts, and other bills and expenses. Read more Maine credit free counseling.

Free Prescription Drugs in Maine
Many hospitals and clinics have started programs that are distributing heavily discounted or free prescription medications to state residents. Charities and other organizations are also participating. Learn more on hospital bill help in Maine.

Assistance for the Elderly and Seniors
Older adults in Maine, including seniors or retirees, can get help. There will be transportation programs, Medicare and free healthcare, caregiver help, Meals on Wheels, and more. Find a list of financial assistance for the elderly.

Low Income Refrigerator Replacement
The program will replace old, inefficient refrigerators and it will provide for the installation of energy efficient lighting in the homes of qualified lower income families. (207) 626-4600

Section 8 Rental Assistance Coupon Plus Program and Housing Choice Vouchers
Helps families in Maine pay for rental expenses. There are multiple local housing authorities that offer section 8 or low cost homes. Call 207-626-4600, or read more on Maine section 8 vouchers.





The Maine Food Supplement Program
This provides help to lower and middle income households to assist them with buying the food they need for good health. It is part of SNAP.

This is a government financial aid program that provides temporary help and cash grants for children and their parents. The cash aid is provided while the family works toward becoming self-supporting through jobs, training, and education. (207)287-6426

Telephone Assistance
The Maine Public Utilities Commission continues to remind residents about the Lifeline telephone program, which can save customers up to $13.50 on their monthly phone bills, including wireless. In addition, the Link-up Assistance program will pays for 50 percent or up to $30 for the cost of phone installation.

Food and Free Groceries
Thousands of families and individuals get help every year from food banks in Maine. Get free food, non-financial aid, Meals on Wheels, and other support. Both free groceries and meals may be offered statewide. Read more on free food banks in Maine.

Maine Legal Aid and Representation
A few firms can provide free advice, assistance, and guidance to low income families. The legal programs help with civil matters such as housing, government benefits, and senior aid. More free legal aid in Maine.

Emergency Assistance and Case Management
If you are faced with a crisis, or need advice or referrals, the Salvation Army is one of Maine’s leading non-profits. The agency can offer both short term help for paying bills, rent, and food, as well as longer term support and self-sufficiency. More information on help from Salvation Army in Maine.

Employment, Self-sufficiency, and Grants
A number of resources are available from community action agencies. The non-profit centers in Maine work on helping the low income gain stability. They can provide short term government grants for paying bills, housing costs, mortgages or rent and other needs. Also enroll in job training, credit counseling, and related services. Click here Maine community action agencies.

Another option for the unemployed and people looking to gain new skills are CareerCenters. State and federal government resources can provide for job search assistance, career counseling, training, and other employment assistance. Read Maine free job training.





Low Cost or Free Health Care in Maine
Almost 200 clinics and medical providers across Maine will provide free or low cost medical care, prescriptions, and/or dental assistance. There is care for the elderly as well as individuals and families who live across the state. Read more on Maine free community clinics.

Free Dental Centers are also across Maine. Several different non-profits, community clinics and dental centers provide the low income and uninsured with free or low cost dental care. Continue with free dental clinics in Maine.

Families that do not have health insurance or have poor plans may receive assistance with medical bills. Several Maine programs and non-profits provide services, including prescriptions, dental care, check ups, and assistance to women and children. Click here Maine health care for the uninsured.

Homeless Prevention Programs in Maine
Whether facing eviction or a foreclosure, government financial assistance programs such as Emergency Solutions Grants can help with back rent and housing costs. Other services include counseling and landlord - tenant mediation as well as referrals to non-profits. Learn more on homeless prevention and rehousing in Maine.

Maine Cash Assistance, Government Aid and Social Services
The state offers various financial and emergency assistance programs for the low income. Services range from help with utility and medical bills, food, and government rent assistance up through case management. Read more public assistance in Maine.


Assistance From Maine Cities and Counties

Androscoggin County (Auburn)

Aroostook County (Houlton)

Cumberland County (Portland)

  • Food banks and pantries in Cumberland. More.

Franklin County (Farmington)

Kennebec County (Augusta)

Knox County (Rockland)

Lincoln County (Wiscasset)

Oxford County (Paris)

Penobscot County (Bangor)

Piscataquis County (Dover-Foxcroft)

Somerset County (Skowhegan)

York County (Alfred)

Maine Help With Utility and Heating Bills

Utility and gas companies in Maine administer energy and financial assistance programs. There is a particular focus on heating costs. Click here for more information on services and resources offered. Get information on programs that provide free weatherization services, financial grants, and other assistance programs. There may be grants or payment plans that can help pay utility bills, provide fuel oil, and other aid. More on utility bill help in Maine.

Low Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program provides money and government grants to low income homeowners. There is also help for renters in Maine to help them pay heating costs. More on Maine LIHEAP.







Free Home Heating Oil From Citizens Energy
Citizens Energy has a program that offers free heating oil to Maine families in need of help. Citizens Energy works with Citgo and other heating oil companies throughout Maine to provide free or heavily discounted heating oil.

Home Energy Loan Program (HELP)
The HELP assistance program provides very low interest rate loans to both moderate and low income Maine families to finance energy saving improvements that make their homes more energy efficient.

Low-Income Assistance Program (LIAP)
Maine’s utility companies are required to create or maintain a LIAP financial aid program to make utility bills more affordable for LIHEAP-eligible customers.

Weatherization and Governors Weatherization Program
MaineHousing’s Weatherization Program and also the Central Heating Improvement Program (CHIP) provide cash grants to assist both renters and homeowners improve the energy efficiency of their home and to also perform energy-related repairs.


By Jon McNamara

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