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Financial assistance programs Kentucky.

Find grants, financial help and assistance programs in all cities and counties listed below in Kentucky, including Lexington and Louisville. There is financial assistance and government grants that help pay rent or utility bill payments. Or non-profits offer free medical or dental care and coordinate job training in Kentucky among other forms of financial help.

Kentucky Transitional Assistance Program
Families can receive temporary cash assistance and grants to help pay bills and debt. This program will also provide assistance with finding employment to participants. Also, find help getting the job training and career development that leads to that new or higher paying job.
(502) 564-3440

Temporary Assistance for Needy Families (TANF)
Provides families with the tools to become self sufficient. Goals of this government assistance type financial aid program include providing participants with long term employment, help train clients, and create self sufficient families. (502) 564-3440

Kentucky Children’s Health Insurance Program (KCHIP)
This will provide health insurance for uninsured children who are income ineligible for Medicaid. KCHIP will cover eligible children until their 19th birthday. The government insurance can go a long way towards providing help to people for paying medical bills and debt. Call 877-524-4718, or read more on CHIP medical care.

Food Benefits/EBT
The Food Benefit Program will assist residents with little or no money with buying groceries and food for healthy meals at participating stores. Food benefits provided will increase a household's buying power when added to the household's existing income/money. Call (502) 564-7050, or more on SNAP food stamps.

Social Services
The state offers several low income and government funded social service programs to qualified families. Resources can provide medical care, cash assistance for bills, employment services, and more. Get information Kentucky public assistance.




Free Day and Child Care Programs
Subsidies and government financial assistance can help pay for some or all of your child care costs. State of Kentucky and federal government funding is offered to low income working parents or those in job training. Click here for free daycare in Kentucky.

Kentucky Prescription Assistance Program
This program assists the public with accessing prescription drug programs and free medications that are offered by discount drug programs, the pharmaceutical manufacturers, and also those from various discount pharmacy programs. These prescription assistance programs provide medicines and prescriptions for free or at greatly discounted costs for both low income individuals and qualifying families. 1-800-372-2973

Mortgage Help and Foreclosure Assistance
Get information on various foreclosure prevention programs in Kentucky. In addition, learn about HUD approved agencies in Kentucky, and the various services and resources they provide. More on Kentucky HUD foreclosure help.

Loan Programs
But short term borrowing, and help in eliminating payday or other loans, is available in Kentucky. Banks, credit unions, and counselors are all resources. More on payday loan programs.

Rent and Housing Assistance
Two programs can offer Kentucky residents solutions and ways to get help with housing expenses. Families may receive financial assistance in the form of rental assistance, vouchers, funds for security deposits, government subsidies, and more. Continue with Kentucky housing assistance.

Free Legal Aid
Find information on how to get legal assistance and free advice in Kentucky. Non-profit law firms and other government supported agencies offer residents free tips, advice, and consultations. Learn more on free lawyer legal aid in Kentucky.





Career Counseling, Job Programs, and Emergency Grants
Non-profits and government assistance programs in Kentucky offer low income individuals grants for paying bills in a crisis and will also help them deal with longer term issues. Enroll in job training, counseling, and employment programs. More information on Kentucky community action agencies.

Job Search Assistance and Training in Kentucky
Resources funded by the government and non-profits provide career counseling, employment assistance, and help with finding a new or better job. Stop by locations, such as a One-Stop Career Center, for more information on available services. Click here Kentucky job training.

Credit Counseling and Debt Reduction
Resources can assist consumers that need help improving their financial situation, reducing debts, or who need access to housing counseling. Non-profit credit counselors offer free or low cost assistance. More Kentucky free credit counseling.

Community Health Care Centers
Get information or learn who to call for free or low cost medical and dental assistance. Various non-profits as well as government assistance programs help patients who are struggling. Click here for more information on free Kentucky community clinics.

If you need a location that focuses on dental care, read more on clinics and facilities across Kentucky that may be able to help. Find free community clinics in Kentucky for dental.

Patients who are under or that lack health insurance can get medical care from government and non-profit programs. Services will help them pay their medical and dental bills, provide basic insurance, and offer other support for income qualified families and children. See Kentucky medical care for uninsured.

Help for Evictions and Homeless Assistance
State of Kentucky and federal government grants can be used to pay back rent, application fees, or a security deposit. Funds are used on an emergency basic for tenants with an eviction notice or currently homeless individuals. Shelter and transitional housing is available too. Find more information eviction prevention in Kentucky.

Senior Help
Individuals over 55 often have different needs than others. Non-profit aging offices in Kentucky provide older adults with services such as job training, information on medications and medical bill assistance, housing, food, and home delivered meals. More information on Agency Aging in Kentucky.

Telephone Discounts and Assistance
There are two main government assistance programs in Kentucky, and they include Lifeline as well as potential discounts on establishing service. Both cellular and home phones in the state may be qualified. Learn more on telephone bill help in Kentucky.

Vouchers for Paying Rent
Low income families as well as the disabled and elderly can get housing vouchers. The HUD section 8 program can be used to pay a portion of an approved housing units rent  More section 8 in Kentucky.







Kentucky Disability Assistance Programs
The state provides help for disabled residents, their families and caregivers, if applicable. Find information on the application process, financial assistance including SSDI, free food, medical care, and additional services. Programs are also offered for disabled children or seniors. More disability assistance programs in Kentucky.

Social Services and Emergency Assistance
One of the nations leading charities, the Salvation Army, has locations across Kentucky. The Family Services program can offer financial help with bills and expenses. Services can pay housing and rent costs, provide food and transportation, and other help. More on Kentucky Salvation Army.

Free Food from Food Banks
Kentucky has numerous food banks and pantries that provide assistance to families, individuals, children, and anyone who may be struggling. Click here for information on free food pantries in Kentucky.

Kentucky Energy Bill and Utility Assistance Programs
Find how to get help paying your utility bills in Kentucky. Programs, weatherization, grants and financial assistance is offered by energy companies and other organizations. More on Kentucky energy bill programs.

Assistance From Kentucky Counties and Cities

Adair County (Columbia)

Allen County (Scottsville)

Anderson County (Lawrenceburg)

Ballard County (Wickliffe)

Barren County (Glasgow)

Boone County (Burlington)

Boyle County (Danville)

Breathitt County (Jackson)

Bullitt County (Shepherdsville)

Butler County (Morgantown)

Calloway County (Murray)

Campbell County (Alexandria)

Carlisle County (Bardwell)

Casey County (Liberty)

Christian County (Hopkinsville)

Clark County (Winchester)

Clay County (Manchester)

Clinton County (Albany)

Cumberland County (Burkesville)

Daviess County (Owensboro)

Edmonson County (Brownsville)

Franklin County (Frankfort)






Fulton County (Hickman)

Garrad County (Lancaster)

Graves County (Mayfield)

Green County (Greensburg)

Hancock County (Hawesville)

Hardin County (Elizabethtown)

Hart County (Munfordville)

Henderson County

Hickman County (Clinton)

Hopkins County (Madisonville)

Jackson County (McKee)

Jessamine County (Nicholasville)

Jefferson County (Louisville)

Kenton County (Covington and Independence)

Knox County (Barbourville)

Laurel County (London)

Lee County (Beattyville)

Lexington-Fayette County (Lexington)

Lincoln County (Stanford)

Logan County (Russellville)

Madison County (Richmond)

Marshall County (Benton)

McCracken County (Paducah)

McCreary County (Whitley City)

McLean County (Calhoun)

Mercer County (Harrodsburg)

Metcalfe County (Edmonton)

Monroe County (Tompkinsville)

Montgomery County (Mount Sterling)

Northern Kentucky area

Ohio County (Hartford)

Owsley County (Booneville)

Pulaski County (Somerset)

Rockcastle County (Mount Vernon)

Russel County (Jamestown)

Scott County (Georgetown)

Simpson County (Franklin)

Taylor County (Campbellsville)

Union County (Morganfield)

Warren County (Bowling Green)

Wayne County (Monticello)

Webster County (Dixon)

Whitley County (Williamsburg)

Wolfe County (Campton)

Woodford County (Versailles)

Help With Paying Electric and Heating Bills in Kentucky

Preventive Assistance Program
This initiative will assist families with an payment of up to $300 per family to help pay energy bills. The cash grant payment is provided if the payment would prevent the removal of a child from the family or if the grant would assist in reuniting the child with the family.

Project WARM
Project WARM provides free energy conservation and weatherization services to residents of Louisville as well as Jefferson County. Weatherization measures provided include adding attic insulation, sealing air leaks, and offering free energy education classes.

Weatherization Assistance Program
Trained inspectors and crews with state-of-the-art equipment aim to reduce the cost of energy for low-income families. The government funded Effect of Energy Efficiency on Customers include reducing energy bills and costs on average of $300 yearly, providing safer and more comfortable homes, and increase families knowledge of energy saving practices.





Summer Cooling
Every summer, both fans and air conditioners are loaned to people whose health is threatened by the high humidity and heat.

Home Energy Assistance
Provides a year-round fixed energy bill credit that is based upon the household’s income, size and utility bill amounts for the previous 12 months. The credit provided can even be applied to arrearages.

Participants in this aid program will receive a walk through inspection of their household and energy education and conservation tips. Many participants will receive HVAC and water heater system inspection, attic insulation, and air sealing.

The Low Income Home Energy Assistance Program (LIHEAP)
A federally funded assistance program to help eligible Kentucky households with paying their home heating and/or cooling bills. The LIHEAP program in Kentucky helps approximately 150,000 Kentucky families pay their heating bills every winter. More on LIHEAP in Kentucky.

By Jon McNamara

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