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Financial assistance programs Iowa.

Find how to obtain financial aid and cash grants in all cities and counties in Iowa listed below, including Des Moines and Cedar Rapids. Government assistance programs as well as non-profits provide grants to help pay rent or energy bills or coordinate free health care. Or get information on financial assistance as well as cash aid programs for low income families, free medical or dental care, and other support.

Operation Round Up
Most of Iowa’s gas and utility companies are in this program. Funds and cash grants are available to help families in need of help. The grants provided can be used to pay rent, grocery bills, utility bills, shelter, clothing, medical bills, and health care needs. More on Operation Round Up.

Mortgage Assistance Programs
The state of Iowa created several programs that provide mortgage help. Counseling as well as financial support is for people who are struggling with their mortgage payments or who may be facing a foreclosure. Read more on Iowa mortgage help.

In addition, the state created a voluntary foreclosure mediation program that will help borrowers and homeowners meet with a neutral third party to find a solution. Learn more free foreclosure mediation programs.

Various non-profit organizations across Iowa also offer housing and foreclosure solutions. May of them provide free support and are also federal government certified. Continue with Iowa HUD counseling.

Healthy and Well Kids in Iowa (Hawk-i)
This government assistance program provides free or heavily discounted healthcare insurance coverage for low-income families to help them pay medical bills and debt. It helps those families that earn too much to qualify for Medicaid but do not make enough to afford private insurance. 1-800-257-8563

Child Care Assistance (CCA)
This can help pay for child care bills and expenses for lower income families if the parent or guardian is working, training for a job, or pursuing education. Dial 1-800- 972-2017, or click here for details on free child care in Iowa.




Food Assistance
This program promotes the general welfare of lower income individuals and families by raising their levels of nutrition to help them avoid malnutrition and hunger. Call 1-877-347-5678, or read more on food stamp EBT card assistance.

Social Services and Cash Assistance in Iowa
The Department of Human Services in Iowa can provide government cash assistance and financial aid to low income families. Programs can offer medical care and help with bills, food, and energy bill assistance. More info on Iowa public assistance.

Family Investment Program (FIP)
This is Iowa's Temporary Assistance to Needy Families (TANF) program. FIP will provide cash grants to needy families as they become self-supporting. Assistance is offered so that the children may be cared for in their own homes or in the homes of close relatives. Contact your local Iowa County Department of Human Services.

Rural Iowa and Farmers
there are various government and non-profit resources that help the rural community. Everything from low cost loans for a business or paying bills, employment programs, retraining, grants and more may be available. Read about assistance for rural America.

Emergency Financial Aid, Case Management, and Referrals
If you are faced with an unexpected emergency, call your nearest Salvation Army Center in Iowa. The non-profit operates from dozens of locations across the state. Programs help with energy bills, housing, food, gasoline vouchers and more. Click here Salvation Iowa assistance programs and social services.





Promise Jobs
This program will assist with training services and work for people in families eligible for FIP cash assistance. Education and job training, among other services, are offered. (866) 227-9874

Free Legal Advice
Low income families can receive assistance from pro-bono attorneys and paralegals. Lawyers help individuals across Iowa on a wide range of civil legal matters. More on Iowa free legal aid programs.

Housing and Rental Assistance Vouchers in Iowa
Low income families can receive help from Housing and Urban Development (HUD) and Public Housing Authorities from the section 8 program. Read more on Section 8 HUD in Iowa.

Homeless Prevention and Emergency Shelter
When funding is available, community action agencies (see below) may be able to assist Iowa families who are behind on their rent, facing eviction or a utility shut off. It will be one time, crisis aid and is often combined with family development programs.

Help for Disabled
Iowa administers programs for those with a disability as well as their family members. Resources range from free food, transportation, and medical care to financial aid for housing or paying energy bills. Many of the resources are run in partnership with non-profits and federal government SSDI programs. More on Iowa disability programs.

Iowa Medication Voucher Program
This program is being created by the Iowa Prescription Drug Corporation. It will help eligible lower and moderate income Iowans pay for various medications such as those for high blood pressure, depression, diabetes, elevated cholesterol, and pregnancy prenatal care. The program will pay for tens of thousands of prescription medicines. 1-866-282-5817, or find more details on how to enroll into patient assistance programs.

Embrace Iowa
A program that is sponsored by the Des Moines Register. It will assist Iowans who need immediate financial assistance for paying bills if they are unable to receive help through other existing programs. 515.447.4222. Read more on Ebrace Iowa.

Free Health Care from Clinics
With about twenty percent of the population lacking health insurance, and many more classified as low income, clinics are a great option for medical care. Learn more on Iowa free community clinics.

Additional support is provided to families that do not have health insurance or that are underinsured. Federal government and state of Iowa resources can provide medical bill assistance, check ups, prescription medications, discounts, and more to qualified low income patients. More on Iowa uninsured health care.

Dental Services, Check Ups, and Care
Various clinics, per above, help with medical and general health care needs. However a number of other dental centers focus on providing free or low cost dental assistance. Continue with free dental clinics in Iowa.

Employment Programs and Emergency Government Grants
If you need a job, a new skill, self-sufficiency, or financial aid for basic needs, then call a community action agency. The non-profits offer a number of services to low income families, the unemployed, and low income. Read more community action agencies in Iowa.







Iowa Free Food Assistance and Banks
Hundreds of centers operate across the state and provide free food and perishable items to people who need help. The facilities are determined to reduce or eliminate hunger across Iowa. They are mostly private, non-profit organizations. Click here free food pantries in Iowa.

Financial Aid for Rental Expenses to Stop Evictions or Security Deposits
Using a combination of federal and state of Iowa funds, agencies provide eviction prevention assistance, information on low income housing, and mediation. The intent is to reduce homelessness, and there may also be grants to pay the security deposit on a new home for those families that need a place to live. Learn more on homeless prevention in Iowa.

Help for Seniors
The main organization for older Iowa residents to call for assistance is the Area Agency on Aging. This government affiliated agency offers senior citizens and individuals over 55 a number of financial assistance and other programs. Learn about services offered by the Iowa Agency on Aging.

Heating and Energy Bills
Iowa families and individuals have several different government as well as charitable assistance programs available to them that can help them pay their energy or heating bills. Some are offered by the government, but most are administered directly by the utility companies. Read more Iowa energy bill help.

Assistance From Iowa Cities and Counties

Adair County (Greenfield)

Adams County (Corning)

Benton County (Vinton)

Black Hawk County (Waterloo)

Cass County (Atlantic)

Cerro Gordo County (Mason City)

Crawford County (Denison)


Emmet County (Estherville)

Fremont County (Sidney)

Hamilton County (Webster City)

Hardin County (Eldora)

Harrison County (Logan)

Iowa County (Marengo)

Jasper County (Newton)

Johnson County (Iowa City)

Jones County (Anamosa)

Linn County (Cedar Rapids)


Fremont County, Harrison County, Mills County, Montgomery County, Monona County, Shelby County. More.





Madison County (Winterset)

Marshall County (Marshalltown)

Mills County (Glenwood)

Monona County (Onawa)

Montgomery County (Red Oak)

Muscatine County

Page County (Clarinda)

Polk County (Des Moines)

Pottawattamie County (Council Bluffs)

Poweshiek County (Montezuma)

Ringgold County (Mount Ayr)

Scott County (Davenport)

Shelby County (Harlan)

Sioux County (Orange City)

Story County (Nevada)

Tama County (Toledo)

Taylor County (Bedford)

Union County (Creston)

Washington County

Woodbury County (Sioux City)

Iowa Heating and Energy Bill Programs

Weatherization Assistance Program (WAP)
WAP was established to help reduce the cooling and heating bills for low income persons, particularly the disabled, elderly, and children. The goal of the government funded grant program is to improve the energy efficiency of their homes.

The Black Hills Cares Energy Assistance Program
This assistance program provides funds to help those people in need with paying their energy bills or emergency energy-related expenses, such as furnace repairs.

Iowa Low-Income Home Energy Assistance Program (LIHEAP)
The government assistance program will support eligible households in the payment of a part of their heating bills and sometimes air conditioning. The program has an energy crisis intervention component that is designed to provide immediate assistance to address potentially life-threatening situations.

The client education part of the LIHEAP program provides grants for activities that promote energy awareness, encourage regular utility payments, and also encourage saving energy through energy efficiency and homeowner education. More on Iowa LIHEAP.





MidAmerican Energy's I CARE program
I CARE will help local community action agencies with providing financial assistance for home heating bills and home weatherization.

Most utility and gas companies offer this program. Funds are distributed to help pay winter heating bills and to also assist in weatherization improvements of low-income consumers' homes.


By Jon McNamara

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