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Financial assistance programs Indiana.

Learn how to find financial help, government assistance from grants, and social services in Indiana. The government or non-profits offer financial assistance to pay bills, whether it is for rent or energy costs, child care, and even free medical care, food or legal support is offered. Assistance is available in all cities and counties listed below including Indianapolis and Fort Wayne.

Healthy Indiana Plan (HIP)
HIP is a health insurance plan for uninsured Hoosier adults between the ages of 19-64. Some of the services this plan provides includes a basic commercial health care benefit package once a patient’s annual medical costs exceed $1,100. It also provides for coverage for preventive services up to $500 a year at no cost to the plan participants. This is a great plan to help pay medical bills and debt. 1-877-438-4479

Indiana State Law Calls for “Poor Relief”
Legislation has been in effect in Indiana since 1894 that requires that Indiana's 1,000+ towns, local governments and townships provide "poor relief" to citizens. This government relief can include many things, such as rent help, housing, food, utility bill assistance, and medical assistance. Contact your local town government and ask them about the law.

Hoosier Healthwise
Hoosier Healthwise is free or low-cost government health insurance plan for pregnant women, children, and low-income working families. This plan will pay for a portion of their medical bills and health care expenses. (317) 232-4946

Hoosier Rx
A State Pharmaceutical Assistance Program that will help pay the monthly Part D premium for seniors. Find more ways to get prescription drug assistance. 1-866-267-4679

Free Prescription Drug Card
There are free Indiana drug cards which will provide prescription discounts to all state of Indiana residents. If people use the card at their local pharmacy, it will provide substantial pharmacy discounts on prescription drugs and medicines. Thousands of pharmacies across the state will accept the free prescription drug discount card, and there is no cost to use it. Find additional ways to get help with medical bills.




Indiana Manpower and Comprehensive Training (IMPACT)
This program will provide services that are designed to help recipients of Food Stamps and TANF obtain economic self-sufficiency through training, education, job search and placement activities. Contact the Local Office of Family and Children in your county to apply.

Indiana Child Care and Development Fund (CCDF)
A government program that provides financial assistance for individuals and families who are working or enrolled in school. The state will pay for a portion of your child care bills. Click here Indiana free daycare programs.

Emergency Financial Assistance and Referrals in Indiana
Call or stop by your local Salvation Army. This non-profit charity organization can refer individuals to government aid, provide emergency rental assistance, food, money for utilities, medications, and more. Continue with Indiana Salvation Army financial assistance.

Indiana's Food Stamp Program
This public aid program was designed to raise the nutritional level of low income households in Indiana.

Government Telephone Assistance in Indiana
Low income families and those on public aid can receive a discount on their monthly cell phone or land line bills. Lifeline and other government programs can also assist with establishing a new service for income qualified households. Continue with Lifeline Indiana Lifeline.

Senior Assistance
Non-profit agencies, such as the Indiana Agency on Aging, offer assistance to the elderly and people over 55. Resources include free food, medical and health care assistance, transportation, and in-home care. Seniors can even get help finding a job. More on senior assistance in Indiana.





Social Services and Cash Assistance
Family services in Indiana can help those who are faced with an emergency. Get access to free health care, government assistance funds for energy bills, medications, and other financial assistance. Read more Indiana public assistance.

Consolidate Debts, Advice for Personal Loans, and Budgeting
Find a listing of credit counselors and organization to call for help. The locations listed will be non-profits and can offer help for paying bills, debts, and other loans. More Indiana free credit counseling services.

Free Money and Grants
Several non-profits and government assistance programs can provide support to families or individuals. Resources include jobs, grants, benefits, and much more. Find places and sources of free money for bills.

Temporary Assistance for Needy Families (TANF)
TANF is an assistance program that provides cash grants, aid, and various supportive services to assist the Indiana family and help families become economically self-sufficient. 1-800-403-0864

Indiana Disability Benefits and Assistance Programs
The state offers several resources and services that were created to help disabled residents and their families. Get information on programs, assistance with applying for SSDI, details on food and medical care and other financial assistance. Learn more on Indiana disability benefit programs.

Indiana Foreclosure Help and Mortgage Assistance
Locate Indiana organizations and programs that can help you with paying your mortgage. Examples of resources include mediation, moratoriums, and free counseling. Click here mortgage help in Indiana.

Also, there are many non-profit agencies that are HUD approved. These locations are another resource for Indiana homeowners. Read more HUD counseling Indiana.

Free Legal Aid
Read about programs that offer free legal assistance and representation to needy individuals in Indiana. Non-profit law firms can help people deal with civic legal cases. Learn more on Indiana free legal aid.

Children's Special Health Care Services
This is a supplemental health care program that will assist Indiana families of children with chronic, serious medical conditions. It will help pay for bills and debts that are from the treatment related to their child's condition. 1-800-475-1355

Free Health Care
The Indiana agency known as Community Health Centers provides free medical and health care to people across the state, regardless of their income. Get more information on free health care in Indiana.





In addition to the community centers, many other locations focus on providing dental care to Indiana families. They can provide assistance at no cost, or reduced rates, to those in need. Click here free dental clinics in Indiana.

Affordable or free medical assistance is offer to the uninsured and low income. Residents can turn to state and federal government and non-profit organizations for dental and health care. Continue uninsured health care Indiana.

Housing Vouchers in Indiana
The Department of HUD offers subsidies to help pay the rent as part of section 8 Housing Choice vouchers. Seniors, the disabled, and working poor families are some of the main recipients of this government benefit. More Indiana section 8 housing.

Government Grants and Employment Programs
If you need help finding a job or a new skill, or if you need short term assistance for basic needs, your community action agency is a resource. Programs include job training, food, transportation, emergency cash grants and more. Read more Indiana community action agencies.

Job search, career counseling and other employment resources are offered from WorkOne centers. Participate with a specialist on finding a new job, increasing your education level or gaining new skills from training.  Click here free job training Indiana.

Free Food in Indiana
State residents can contact a food bank or pantry for groceries, free food, and other forms of non-monetary assistance. Click here to find locations of free food pantries in Indiana.

Energy Bill Assistance
Get access to and learn about several different utility and heating bill assistance programs in Indiana. Most utility and energy companies as well as the government provide some form of financial assistance to help the low income and other qualified individuals pay their bills. More on Indiana energy bill help.

Housing, Eviction and Homeless Prevention
The government of Indiana coordinates several housing resources for low income families. Funds are provided to those who need help by both the state and the federal government. Find a listing of Indiana emergency housing programs..







Several local non-profit agencies also administer the government Emergency Solutions Grant program. This will help the homeless pay for security deposits and locate low income housing. Very low income families in Indiana facing eviction may also qualify for grants to pay back rent or other housing costs. Learn more on homeless prevention in Indiana.

Assistance From Indiana Cities and Counties

Adams County (Decatur)

Allen County (Fort Wayne)

Bartholomew County (Columbus)

Benton County (Fowler)

Blackford County (Hartford City)

Brown County (Nashville)

Carroll County (Delphi)

Cass County (Logansport)

Clark County (Jeffersonville)

Clay County (Brazil)

Clinton County (Frankfort)

Crawford County (English)

Daviess County (Washington)

Dearborn County (Lawrenceburg)

Decatur County (Greensburg)

DeKalb County (Decatur)

Delaware and Blackford Counties

Dubois County (Jasper)

Elkhart County (Goshen)

Floyd County (New Albany)

Fountain County (Covington)





Franklin County (Brookville)

Grant County (Marion)

Greene County (Bloomfield)

Hamilton County (Noblesville)

Hancock County (Greenfield)

Hendricks County (Danville)

Howard County (Kokomo)

Huntington County

Indianapolis-Marion County

Jackson County (Brownstown)

Jay County (Portland)


Johnson County (Franklin)

Knox County (Vincennes)

Kosciusko County (Warsaw)

Lake County (Crown Point)

La Porte County

Lawrence County (Bedford)

Madison County (Anderson)

Martin County (Shoals)

Miami County (Peru)

Montgomery County (Crawfordsville)

Monroe County (Bloomington)

Morgan County (Martinsville)

Noble County (Albion)

Ohio County (Rising Sun)

Orange County (Paoli)





Parke County (Rockville)

Perry County (Tell City)

Pike County (Petersburg)

Porter County (Valparaiso)

Ripley County (Versailles)

Shelby County (Shelbyville)

Spencer County (Rockport)

St. Joseph County (South Bend)

Sullivan County

Switzerland County (Vevay)

Tippecanoe County (Lafayette)

Tipton County

Vanderburgh County (Evansville)

Vermillion County (Newport)

Vigo County (Terre Haute)

Wabash County

Wane County (Richmond)

Warren County (Williamsport)

Warrick County (Boonville)

Washington County (Salem)

White County (Monticello)


Indiana Heating and Utility Bill Assistance

Citizens Energy Oil Heat Program
In partnership with the oil company CITGO, Citizens Energy provides free and discounted heating oil to thousands of households. They work closely with numerous fuel assistance agencies and heating oil dealers in about 17 states to provide deliveries of home free heating oil to those who need aid.

Universal Service Program (USP)
Customers in need will receive a reduction on their utility bills of between 9 and 32 percent. This discount is in addition to any LIHEAP benefits they are receiving.

Indiana Low Income Home Energy Assistance Program EAP or LIHEAP
This government assistance program will help lower income and elderly families pay their heating bills. Assistance is available from the federal government. More on EAP in Indiana.

Winter Assistance Fund
This assistance provides financial assistance and help with bills to Indiana families who are not eligible for any other energy assistance programs.





Indiana Winter Warmth Assistance Program
Participants in this assistance program will automatically receive lower heating bills in addition to LIHEAP benefits. For Citizens’ customers, the monthly heating bill reductions can range anywhere from 10 percent to 25 percent of their total monthly heating bill. For qualifying Vectren customers, monthly heating bill reductions can be from 15 to 30 percent of their total bill.

Under NIPSCO’s Winter Warmth Assistance program, homeowners can also receive up to about $450 annually in help and the eligibility for aid has now includes those with lower incomes and those who may be experiencing a financial hardship.


By Jon McNamara

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