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Financial assistance programs Illinois.

Locate financial help and assistance in all Illinois cities and counties that are listed below, including the city of Chicago and Rockford. In addition to the government assistance programs noted below that help with paying utility bills, rent, food or transportation costs, there are more resources. Find organizations as well as charities in Illinois for free government grants, medical care as well as other social services.

Access To Care
The Suburban Primary Healthcare Council provides very low cost health insurance to lower income or uninsured residents of suburban Cook County and areas around northwest Chicago. 708.531.0680

DuPage Physician's Medical Assistance Program (DPMAP)
Provides financial assistance and help with prescription bills, medical supplies and health care fees for those living in DuPage County. 1-(800) 942-9412

Rental Housing Support Program
The state of Illinois Rental Housing Support government assistance program is the nation’s largest state run rental assistance program and it helps thousands of people pay their housing costs each month. The RHS program will provide rental assistance grants and subsidies for thousands of low income Illinois residents. 312 386-1009

Illinois Cares Rx Basic and Plus
This is a state-sponsored prescription plan that helps pay for medicines and drugs that Medicare Part D does not pay for. Dial 1-800-226-0768, or find other sources of senior citizen prescription drugs.

Temporary Assistance for Needy Families (TANF)
This program helps both families and pregnant women with one or more dependent children. It provides them with temporary cash and also other benefits. The financial aid from TANF can help pay for shelter, rent, food, utilities, heating bills, and expenses other than medical. (800) 843-6154




Get Free Health Care and Ways to Stop Medical Debt Collectors
Regulations and laws exist in Illinois that will stop both aggressive and illegal collection efforts from medical debt collectors. Fair pricing and coverage laws also ensure patients have access to free health care and competitive prices. Continue with medical debt collection laws in Illinois.

Low cost, very affordable healthcare coverage for caregivers or parents who live with children under age 18. There are small co-pays and there is a low cost monthly premium. 1-877-204-1012

Free Money Saving Tips in Illinois
A great way to save money, build wealth, and get help is saving money. There are countless resources, both non-profit and charity, to meet this goal. Find how to save money.

Emergency Rent Assistance and Low Income Housing
The state of Illinois runs two other emergency rental and government housing programs. Receive funds to pay for expenses ranging from security deposits, first months rent, and back, unpaid housing expenses. More on Illinois rent assistance.

Debt Consolidation, Loan Repayment, and/or Credit Counseling
Homeowners and individuals in debt can get access to services from not-for profit credit counseling agencies. Many assistance programs are offered at reduced prices or for free. Get a list of free credit counseling agencies in Illinois.





All Kids (formerly KidCare and Medicaid)
All Kids is government health insurance for Illinois children. The government program can help families pay for medical bills, no matter what the family income is. 1-866-255-5437

Government Grants, Employment Opportunities, and Self-sufficiency
Every town and county in Illinois is supported by a community action agency. The non-profit organizations can provide help for finding a job, assist with applying for emergency government grants and assistance, and offer other case management type services. Continue with community action agencies in Illinois.

Illinois Job Search and Career Building Assistance
Worknet Centers can provide the unemployed and anyone looking to gain a new skill with support and career counseling. Government assistance programs range from job search assistance to help in developing and acquiring new employment skills and experience. Read Illinois job training.

Illinois Mortgage Help and Foreclosure Assistance
Illinois has various programs that will help families with keeping their mortgage current. The state and local counties offer resources, most of which are free, that can help those in need avoid foreclosure. Find mortgage help in Illinois.

Find an extensive listing of HUD counseling agencies in Illinois. They can provide homeowners with foreclosure and mortgage programs.

Legal Aid in Illinois
Non-profit law firms and lawyers throughout the state offer Illinois residents free legal assistance and related services. Receive advice and representation on a number of matters. Click here to read more on free legal aid in Illinois..

Disability Programs and Benefits
A number of resources and services are available in Illinois for those that are disabled, their families, and caregivers. Receive information on applying for assistance, government aid, housing, home care, medications, and much more. More on Illinois disability benefit programs.

General Assistance (GA)
This government assistance program provides families and people with emergency funds, cash grants and also limited medical care to help take care of themselves. This is offered to individuals if they do not qualify for other cash programs administered by the Department of Human Services (DHS). If a person has children and the family is not eligible for the Temporary Assistance for Needy Families (TANF) aid, the family might qualify for GA Family and Children Assistance (GA-FCA).





Medical Assistance
If you and your family are eligible for medical assistance from Medicaid through the state of Illinois, you will have two basic decisions to make on how your health care will be delivered. The available options for medical bill assistance are below. Or find other sources of free health care services.

  • Fee-For-Service - If you decide on the regular fee-for-service medical aid program, you need to find your own clinic or doctor that will accept Medicaid clients.
  • Managed Care - If you choose the Illinois managed care plan to help with paying medical bills, you and your family will receive the standard, basic health care through a primary care doctor that is associated with an accepted managed care plan.

Food Stamp Program
The Food Stamp Grant Program/SNAP will help lower income people and families in Illinois buy the food they need for good health. Many households that have a low income can get food stamp benefits and vouchers from the state. 1-800-843-6154

Illinois Homeless Prevention Assistance
Programs funded by the Continuum of Care can help those facing eviction or that are currently homeless. Funds can help pay for rent, coordinate transitional housing, help with security deposits and provide assistance on locating permanent low income or government housing. Click here homeless prevention in Illinois.

Utility and Gas Company Programs
Emergency and financial assistance programs are offered directly by your energy company. Low income customers and seniors can qualify for payment plans, emergency funds, discounts, and energy conservation measures. More on Illinois energy bill assistance programs.

Resources Seniors and Older Adults in Illinois
People over 55 years of age have access to a number of assistance programs and benefits that focus on older individuals. The Illinois Department on Aging works with offices around the state to provide medical care, food, medications, energy assistance, transportation and other support. More on senior care in Illinois.

Crisis Assistance
Organizations such as the Illinois Department of Human Services and other social service agencies offer a number of grants and cash assistance programs. Find help with medical bills, housing, food, and job training. Read more Illinois public assistance.

Free Child Care Assistance Program
The Illinois Child Care Government Assistance Program will help provide working and fully employed individuals, as well as low-income families, with access to affordable and high quality child care. The program also provides grants to help pay monthly child care bills. 1-800-843-6154. More on Illinois free child care assistance programs.

Housing and Rent Assistance Vouchers
Very low income families can get a portion of their rent paid from federal government HUD housing vouchers. There is also assistance available for senior citizens as well as the disabled in Illinois, provided they meet income and other guidelines. Read more on section 8 Illinois.





Free Food Banks
Hundreds of food banks throughout Illinois provide free or low cost food, groceries, and other non-financial support to residents of the state. These are in addition to programs offered in your county below. Learn more free food pantries in Illinois.

Illinois Community Clinics and Health Care Centers
Families and individuals who are either low income, or who have no or limited health insurance may be able to get help from community clinics. These centers offer numerous medical and dental services to Illinois residents. More on Illinois free community clinics.

The low income, people with no or limited health insurance, or patients facing a hardship may be able to qualify for low priced or free dental care from clinics in the state. More on free dental clinics in Illinois.

Residents who do not have health insurance or whose coverage is limited can apply for free government medical care or assistance from non-profits. Screenings, medications, immunizations, and charity care is available in the state. Read Illinois uninsured medical care.

Crisis Assistance
If you are faced with unexpected bills or need help paying for basic needs like food, rent, and more, the Salvation Army operates across Illinois. They offer financial assistance and advice. Read more Salvation Army financial assistance in Illinois.

Emergency Cash in Illinois
Families, individuals, single moms and others in the state can get money in a crisis. Employment, technology, gig economy, and other tools are available. Find emergency cash for paying bills.

Assistance From Illinois Cities and Counties

Adams County (Quincy)

Alexander County (Cairo)

Bond County (Greenville)

Boone County (Belvidere)

Brown County  (Mount Sterling)

Bureau County (Princeton)

Calhoun County (Hardin)

Carroll County (Mount Carroll)


Clinton County (Carlyle)

Coles County (Charleston)





Cook County (Chicago)

De Kalb County (Sycamore)

DuPage County (Wheaton)

Edwards County (Albion)

Franklin County (Benton)

Gallatin County (Shawneetown)

Greene County (Carrollton)

Grundy County (Morris)

Hamilton County (McLeansboro)

Hardin County (Elizabethtown)

Henry County (Cambridge)

Iroquois County (Watseka)

Jackson County (Murphysboro)

Jefferson County (Mount Vernon)

Jersey County (Jerseyville)

Johnson County (Vienna)

Kane County (Geneva)

Kankakee County

Lake County (Waukegan)

La Salle County (Ottawa)

Lee County (Dixon)

Macon County (Decatur)

Macoupin County (Carlinville)

Madison County (Edwardsville)

  • Programs specific to Alton

Marion County (Salem)

Marshall County (Lacon)

Massac County (Metropolis)

McHenry County (Woodstock)

McLean County (Bloomington)

Morgan County (Jacksonville)

Ogle County (Oregon)





Peoria County

Pike County (Pittsfield)

Pope County (Golconda)

Pulaski County (Mound City)

Rock Island County

Saline County (Harrisburg)

Sangamon County (Springfield)

Schuyler County (Rushville)

St. Clair County (Belleville)

Stephenson County (Freeport)

Tazewell County (Pekin)

Union County (Jonesboro)

Vermilion County (Danville)

Wabash County (Mount Carmel)

Warren County (Monmouth)

Washington County (Nashville)

Wayne County (Fairfield)

White County (Carmi)

Whiteside County (Morrison)

Will County (Joliet)

  • Rent specific programs in Will County. Click here.

Williamson County (Marion)

Winnebago County (Rockford)

Assistance With Paying Utility and Heating Bills in Illinois

Utility Service Disconnection Assistance
A new law will will make utility bill payment plans more available to Illinois residents. The program will also allow qualified customers to pay no more than 6 percent of their income toward their energy bill and heating expenses. In addition, eligible customers who have been paying down their energy bill down loyally for a period of time equal to 12 months may be able to receive a grant for up to $1,000 to pay the balance on the utility or heating bill and also maintain their service.

Assistance from ComEd
There are several utility and heating bill assistance programs offered by ComEd, including the Residential Special Hardship Program, the ComEd Helps Activated Military Personnel (CHAMP), Fresh Start, the CARE Program, and last, but not least, the ComEd CARE Power-Up Contribution Program. Learn more.

Illinois Low Income Home Energy Assistance Program (LIHEAP)
The Low Income Home Energy Assistance Program (LIHEAP) was designed to help eligible low-income households in Illinois pay for their winter utility and heating bills. LIHEAP is funded by both the U.S. Department of Health and Human Services and also the state of Illinois. Energy assistance is provided by not-for-profit agencies or local community action agencies located throughout the state. Continue with LIHEAP in Illinois.

The government funded LIHEAP program will provide a one-time benefit to households that need it, and the payment is to be used for energy bills. The amount of the benefit provided is determined by many factors, including fuel type, income, household size, and even geographic location. You do not need an overdue bill or cutoff notice for aid. Also, you do not even have to own your home or pay energy bills directly to be eligible for assistance.

There is also an emergency heating bill assistance program, and emergency assistance may be available if your household is disconnected from the energy source that is needed for heating, and assistance may be available if a fuel supplier has refused to deliver to you, and the tank contains 10% or less.

Assistance for service reconnection will only be provided to those households that have made a good faith effort to maintain their energy services and stay current, or that can pay a portion of the amount owed for reconnection.

Hardship Assistance for Residential Customers
Utility companies in Illinois work with local community action agencies as well as the government to provide grants to help pay energy bills. The agencies distribute the grant funds based on the needs of individual customers with household incomes of up to 400 percent of the federal poverty level, so even middle class households can receive utility bill assistance. They provide up to $600 in grants per household.







Good Samaritan Initiative
All utility companies offer this program, and qualified participants can get their utility service restored by paying 20 percent or $250 of their remaining utility bill balance.

Summer Energy Assistance Program
The Illinois LIHEAP Summer Energy Assistance Program is targeted to so called at-risk households, which is defined as persons with disabilities, seniors, families with children less than 36 months of age as of the date of application, and those families with medical conditions that would be aggravated by extreme heat.

The City Of Chicago offers the Emergency Housing Assistance Program
Grants, to be used for emergency repair are offered by this program. The grants can be used for replacing and/or repairing heating or cooling units, emergency/critical roof repairs and other energy saving measures.


By Jon McNamara

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