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State & Local Resources

Rent Assistance

Free Food Pantries

Utility Bill Help

Free Stuff and Money

Extra Income and Home Work

Public Assistance

Disability Programs

Section 8 Housing

Senior Assistance

Emergency Rent Assistance

Free Job Training

Free Money

Grants For Bills

Free Clothes & Supplies

LIHEAP Assistance

Telephone Assistance

Help with Water Bills

Charity Assistance

Church Assistance

Community Action Agencies

Medical Bills

Free Healthcare

Free Prescriptions

Free Community Clinics

Free Dental Clinics

Loans For Bills

Automobile Loan Assistance

Free Cash Loans

Debt Help

Mortgage Help

How to Save Money

Financial Literacy Help

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We provide information on financial assistance programs, charities, non-profits and other resources that can help people make it through a difficult period. Find ways to get help with rent, utility bills, free food, foreclosure and credit counseling, health care, and much more. Note that almost all agencies and programs have limited funding and applicants may also need to meet certain eligibility requirements.

Search for assistance and programs

Individuals can also search the needhelppayingbills site using the search box at the bottom of the page This can help them find resources that may be available. When searching, in order to be effective, be sure to enter what you need help with and your location as well, such as county, town, state, or city. For example, an effective search term would be “rent assistance in Los Angeles” or “food pantries in Wayne County Michigan”.




While we already partner with countless agencies, churches, non-profits, housing agencies, utility companies, and government organizations, please email us to add your organization or financial assistance to our site. Or we can explore additional partnerships. If any information needs to be corrected, please email us.

If you need additional help, such as information on assistance programs in your area, please e-mail us. We will reply to every e-mail. Be sure to include your state as a significant amount of resources and assistance programs are offered at the state or local level.

Additional contact information

Or, if you would like to advertise on this site, or if you have additional questions or comments, please contact us at, and that is info @ We have offices in Mt Pleasant South Carolina as well as Asheville North Carolina. The mailing address of is|

5335 North Kings Highway

Myrtle Beach, SC 29577.

Another email to try for support  We will get back to your request as soon as possible.

We also have a privacy policy, which notes how we use advertising as well as google analytics. Both of them are used on this website as well as some “cookies”. Read more.

Find more information on needhelppayingbills if you would like it. We have an “about us” page. Click here. This will provide some more details on the organization, our services, and what we are all about.

Last, but not least, we have blog section in which people can find additional money saving ideas as well as content. This is also the source of reviews on charities or assistance programs, tips on budgeting or saving money, lifestyle suggestions, and much more. Continue reading the blog.




By Jon McNamara

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